What personal details do you need to provide to get a quotation for Life Insurance?

Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Does Life Insurance have to be associated with a mortgage?
No it does not. Many policies are used to provide additional financial security for the family.
Should you consider Mortgage Life Insurance instead?
Only if you have a Repayment Mortgage and want insurance cover for it.
Should you have a “Guaranteed” or a “Reviewable” policy?
With a Guaranteed policy your insurance company Guarantees never to increase the premium at any time during the policy’s term.
Should you include Critical Illness cover on your Life Insurance policy?
You should certainly consider taking out Critical illness cover whether you combine it into your Life Insurance policy (which is by far the cheapest way to buy both insurances) or you take out separate policies (which gives you far more protection – see below).
Should the cover be on joint lives or separate lives?
It may be better to buy separate policies.
In order to provide your quotation, the insurance company has to assume that you are in good health for your age, your job doesn't represent an above average risk and that you don't have any dangerous pastimes.

Then, if you like the quotation and wish to apply, you will have to complete an Application form. The purpose of this form is to gather more detailed information about you, especially about your health.

Of course, in order to get your quotation you will also need to know what type of policy you want, how much you want to be insured for (the level of cover) and how long you want the insurance to be in force (the term ). You'll also need to know whether you want to add any optional extras.

Frequently Asked Questions related to the above topic.
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