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Private Medical Insurance FAQ's
Frequently Asked Questions related to the above topic.
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Hot Topics
- What does the term ‘out-patient' mean?
- This is the term that most private medical insurance policies use for treatment given at a hospital which does not require an overnight stay, or any recovery time.
- Who Do I Ask For Advice On Where To Buy My Private Medical Insurance?
- When you are looking for private medical insurance it is well worth doing thorough research – not only to get the cheapest deal but to make sure that PMI is right for you.
- I Have a Pre-existing Medical Condition - How Does This Affect My Insurance?
- Private medical insurance does not normally cover a pre-existing medical condition.
- What Will Affect My Premium In Future?
- Premiums are rising over time, and will continue to rise. There are a number of reasons for this, as detailed below.
- What Happens If I Want To Move To Another Insurer?
- If you have a current private medical insurance plan but wish to change to another insurer then it is possible to ensure that you receive a plan on "no worse terms.” This is known in the trade as a CPME plan.
- How do I buy private medical insurance?
- What do i do if i have a complaint ?
- How does private medical insurance work?
- What is covered by private medical insurance?
- What is not covered by private medical insurance?
- Are dental treatments covered?
- What are the different levels of cover available to me?
- What does the term 'in-patient' mean?
- What does the term 'day-patient' mean?
- What does the term 'out-patient' mean?
- What happens if I have a medical emergency?
- Where would I get treatment?
- Can I choose the hospital for treatment?
- Who do I ask for advice on where to buy my private medical insurance?
- I have a pre-existing medical condition - how does this affect my insurance?
- How does 'excess' work in medical insurance?
- What will affect my premium in future?
- Will my premiums increase as I get older?
- What details will I need to provide to prove my health?
- What is a 'moratorium' cover?
- What is a 'medical history declaration' cover?
- Do insurers have a money-back guarantee?
- Does it make any difference if I buy my private medical insurance through a broker?
- What happens if I want to move to another insurer?
- Can I get private medical insurance if I am disabled?
- How do I make a claim?
- How is private medical insurance regulated?
- What do I do if I have a complaint?