How quickly will your application be processed?

The short answer is that the speed depends upon your personal details.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Where can I find help?
To help you find your question, we have organised our FAQ’s into relevant groups. Answers to all sorts of more general questions are found in the General Questions section.
Should you consider Critical Illness cover instead?
If you have no dependants or already have Life Insurance, you should consider Critical Illness Insurance instead of Life Insurance.
Should you consider Mortgage Life Insurance instead?
Only if you have a Repayment Mortgage and want insurance cover for it.
Should you include Terminal Illness Insurance?
You probably won’t need to - most policies include Terminal Illness cover free of charge on all Life and Critical Illness policies.
Should the cover be on joint lives or separate lives?
It may be better to buy separate policies.
But to give you guidance, if your Application is straightforward, and you have completed your Application over the phone, you could be on risk within the hour.

If it is straightforward, and you have sent your Application form back in the post, the quickest will be a week.

Most insurers accept about 3 in 10 of Applications almost immediately. For the others there are delays; about half of Applicants have to wait three weeks and to 2 in 10 wait 6 weeks or more. The remainder are largely completed within 10 weeks.

We aren't happy with such delays any more than you will be - but this is a realistic answer to the question.

Frequently Asked Questions related to the above topic.
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