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Should the cover be on joint lives or separate lives?
It may be better to buy separate policies.
Hot Topics
- Is there any investment value in your policy?
- No. Once the term is completed the policy simply ends. It’s a bit like car insurance!
- What personal details do you need to provide to get a quotation for Life Insurance?
- Only your date of birth, sex and whether you're a smoker. So it's really simple to get an immediate quotation.
- Should you consider Mortgage Life Insurance instead?
- Only if you have a Repayment Mortgage and want insurance cover for it.
- How long should you insure for?
- For mortgage protection purposes you should also insure yourself for the same number of years that are remaining on your mortgage. The initial sum insured should always equal the capital sum outstanding on your mortgage.
- Should you have a “Guaranteed” or a “Reviewable” policy?
- With a Guaranteed policy your insurance company Guarantees never to increase the premium at any time during the policy’s term.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- How long should you insure for?
- Do you have to buy your Life Insurance through your mortgage lender or mortgage broker?
- How quickly will your application be processed?
- Go to menu of Frequently asked Questions about Mortgage Life Insurance
- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Critical Illness Insurance
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