Can life insurance be arranged quickly?

The short answer is that the speed depends upon your personal details.


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Hot Topics

Why are the insurance prices on the Internet so low?
The Internet is undoubtedly the cheapest marketplace to buy insurance. There are two main reasons: -
Is a medical absolutely necessary?
No. Most people do not require a medical. Normally an insurer will only ask for a medical if you have existing health issues that cannot be resolved by a report from your GP or if you have applied for an especially high sum of insurance.
Can you get a quotation now online?
No. ClickLife, our Partner for Life Insurance Quotes , take your information online and then phone you back with details of the best policy they can find. They will also give you help to find the polic that suits your needs.
What causes delays and can delays be reduced?
The most common cause of delay is enquiries about your health.
What correspondence can you expect to receive after your Application has been submitted?
It all depends upon what complications arise from the details on your Application.
But to give you guidance, if your Application is straightforward, you could be 'on risk' the same day as LifeSearch, our Partner for Life Insurance, receives your application.

If it is straightforward, and you have sent your Application form back in the post, the quickest will be a week.

Most insurers accept about 3 in 10 of Applications almost immediately. For the others there are delays; about half of Applicants have to wait three weeks and to 2 in 10 wait 6 weeks or more. The remainder are largely completed within 10 weeks.

We aren’t happy with such delays any more than you will be - but this is a realistic answer to the question.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -