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Once you've got your quote, what's the next step?
If you decide to go ahead you’ll need to fill in an Application form.
Hot Topics
- Why are the insurance prices on the Internet so low?
- The Internet is undoubtedly the cheapest marketplace to buy insurance. There are two main reasons: -
- How much will the premium be?
- Your premium reflects the level of cover you want and how long you want to be insured for. It also reflects the risk to the Insurance Company that you may make a claim. This risk is conditioned by your age, sex, occupation, health record and life style etc.
- If your insurer asks for a higher premium because you are Rated, is it worth applying to another insurance company?
- We do not think so. Why? Read on.
- Will you need a medical?
- The answer really depends upon your medical history.
- Is a medical absolutely necessary?
- No. Most people do not require a medical. Normally an insurer will only ask for a medical if you have existing health issues that cannot be resolved by a report from your GP or if you have applied for an especially high sum of insurance.
This application can also be completed over the phone, with the help of a customer service representative who will be able to answer any questions you may have.
If you need the insurance cover in a hurry, completing the Application by phone will always be the best option and could mean that you have cover in place almost immediately.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- Can I get a quotation now online?
- Can life insurance be arranged quickly?
- What causes delay and can delays be reduced?
- What correspondence can you expect to receive after your Application has been submitted?
- If your insurer asks for a higher premium because you are Rated, is it worth applying to another insurance company?
- Go to menu of Frequently asked Questions about Mortgage Life Insurance
- Go to menu of Frequently asked Questions about Life Insurance
- Go to menu of Frequently asked Questions about Critical Illness Insurance
- Go to menu of Frequently asked General Questions