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Hot Topics
- What is a Car Loan?
- There are three different types of car loan. We have covered them here to make you aware of the options open to you when seeking a car loan:
- What interest rate will I pay and is it negotiable?
- Interest rates vary from lender to lender, and it all depends on how much you borrow, and over what period of time.
- How quickly can I get the money?
- How quickly you get your loan depends on who you buy it from.
- How can I improve my credit rating?
- If you are having trouble getting credit, there are a number of measures you can take to safeguard your credit rating. Here we have listed some helpful hints here to keep you in credit:
- I live at home with my parents, can I still apply for a loan?
- If you live at home you are still eligible for a tenant loan – this is basically an unsecured loan in which you have no property to provide as security against the debt.
What is a Home improvement Loan?
Many people choose to take out home improvement loans so they can give their house a new look before selling.
It is a recognised fact that a house that has already been fully refurbished and modernised will sell for a lot more than the price of the house plus the cost of the work completed combined. This is because most house-buyers want to move into a new home that is ready to go, and not in need of any extra work. For example, a conservatory that cost £3,000 to erect could potentially add another £6,000 on to the value of the house.
The other reason to get a home improvement loan is to simply add an extension or modernise your home for your own quality of life. Many homes do not have double-glazing or central heating, and these systems are expensive to install. Getting a home improvement loan will allow you to pay for these essential jobs, and pay back the loan at an affordable rate.
For a Home Improvement Loan
Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.
- Adverse credit and finance ?
- What does it mean if my payment protection insurance includes cash back?
- What if I want to pay my Loan off early ?
- Will the loan company contact my employer ?
- What interest rate will i pay and is it negotiable ?
- What if my loan application is not accepted ?
- In what circumstances should I consider taking out a personal loan?
- How much can i borrow ?
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