FAQ Home | General Questions | Critical Illness Insurance | Life Insurance | Home and Contents
Mortgage Payment Protection | Mortgage Life Insurance | Short Term Income Protection Insurance
Mortgages | Car Insurance | loans | Private Medical Insurance | Travel Insurance
Hot Topics
- In what circumstances should I consider taking out a personal loan?
- You can get a personal loan for any reason you want.
- What is a secured loan?
- Secured loans enable homeowners to borrow capital against the value of their property. This means that you are effectively using your property to guarantee the loan. If you cannot keep up with the repayments, your home is at risk.
- Will the loan company contact my employer?
- Firstly, a loan company will never contact your employer without your consent.
- What happens if I am suddenly injured or taken ill?
- To protect your loan repayments in case you are unable to work due to accident or illness, you will have to take out either personal loan or short-term income protection insurance.
- Over what length of time can I spread my repayments with a debt consolidation loan?
- You will be able to spread your repayments over whatever term you need to in order to meet your repayments.
What is a Holiday Loan?
A holiday loan is a loan designed to give you the means to pay for a holiday. This is commonly used for 'holidays of a lifetime' like honeymoons, anniversaries and holidays to exotic locations.
You don't need to specifically apply for a holiday loan. However when completing loan enquiry and application forms you will be asked why you want the loan, and 'holiday' will be one of the options. A holiday loan is considered to be a good reason to get a loan by most loan providers, generally because they are quite small loans and therefore easy to pay off.
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.
- Adverse credit and finance ?
- What exactly is a personal loan?
- What is a tenant loan ?
- What do you accept as income ?
- Will the loan company contact my employer ?
- I live at home can i still get a loan ?
-
Car Loans - Holiday Loans - Home Improvement Loan - Career Change Loan - Debt Consolidation Loan - Bridging Loans