Hot Topics

What is a Home improvement Loan?
Many people choose to take out home improvement loans so they can give their house a new look before selling.
Will the loan company contact my employer?
Firstly, a loan company will never contact your employer without your consent.
What can I do if I think information held by a credit reference agency on me is incorrect?
If you have been turned down for a loan and you cannot see any reason why, then you can contact the credit reference agency to see your personal credit report.
How do I make repayments and can I choose my monthly repayment date?
Your repayments will normally be taken from your bank by direct debit on a monthly basis. This means that you must have enough cleared funds in your account on the due date, or the payment will fail and you will have missed a payment.
I live at home with my parents, can I still apply for a loan?
If you live at home you are still eligible for a tenant loan – this is basically an unsecured loan in which you have no property to provide as security against the debt.

How quickly can I get the money?

How quickly you get your loan depends on who you buy it from.

Apply now

If you buy it through your bank or building society you may be able to arrange an appointment at your local branch to sort out all the paperwork - they will deal with everything for you and will either put the money into your account or give you a cheque immediately. If you cannot get into a branch they will post the agreement papers, it will then take up to 48 hours from receipt of the documents to pay the money into your account or issue a cheque.

If you arrange your loan online the application will still have to be completed via the postal system as your signiture will be required. This means that the very quickest you can expect to get a loan will be a week after making the application. However this all depends on your loan provider. So if you need the money in a rush then make sure you find out from your loan provider how quickly they can get the money to you.

If you need the money in a rush then get a quote now through this website.

 

 

Risk Warning
Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it. Security by way of a charge on your home may be required.
Think carefully before securing other debts to your home.