Poor Credit History

Hot Topics

What is a Career change Loan?: If you are planning a change of career then it is likely you will experience either a big drop in or a total loss of regular earnings – and this is why people choose to take out career change loans.
What is a secured loan?: Secured loans enable homeowners to borrow capital against the value of their property. This means that you are effectively using your property to guarantee the loan. If you cannot keep up with the repayments, your home is at risk.
What if I want to pay my Loan off early ?: Before agreeing to your loan, read the terms and conditions of the agreement. Some loans allow you to pay your loan off early without any penalties, however, some don't.
What if my loan application is not accepted?: Sometimes a lender may not wish to give you a loan. This may be for a number of reasons, however the lender is not obliged to tell you exactly why the loan been refused.
I live at home with my parents, can I still apply for a loan?: If you live at home you are still eligible for a tenant loan – this is basically an unsecured loan in which you have no property to provide as security against the debt.

If you have a poor credit history then it is often described in official terms as 'adverse credit'. To obtain a poor credit history you will have built up mortgage arrears, paid late on credit cards, or been issued with County Court Judgements (CCJ's) - any of which could damage your chances of getting future credit. But all hope is not lost! You can still request a loan quotation through this website, because we have access to plenty of lenders that will offer loans to those with CCJ's, defaults, arrears and missed payments. Request a loan quotation now to be contacted by a loans adviser with a range of competitive quotes.