Could you end up paying more for insurance than someone else the same age?

Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Is the price you’re quoted, the price you pay?
Not always. It depends upon the details you disclose in your full Application form.
Could you end up paying more for insurance than someone else the same age?
Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.
If your insurer asks for a higher premium because you are Rated, is it worth applying to another insurance company?
We do not think so. Why? Read on.
Can you get a quotation now online?
No. ClickLife, our Partner for Life Insurance Quotes , take your information online and then phone you back with details of the best policy they can find. They will also give you help to find the polic that suits your needs.
What happens If I stop Paying my Premiums?
Your policy will be automatically cancelled. If this is what you want you need take no action and your insurance cover will cease. You have no commitments to make further payments.
Your age is one of the primary criteria that determine your premium - but there are plenty of other aspects that influence the insurance company’s assessment of what your premium should be. The following is a list of the more important aspects: -

  • How much you want to insure for
  • How long you want insure for
  • Your health record
  • Whether you smoke
  • How much alcohol you drink
  • Your weight in relation to your height
  • Your occupation
  • Whether you have any dangerous pursuits (e.g. sky diving!)
  • Whether you frequently visit certain counties with known health risks

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -