Are there any extras to pay?

Definitely not! There are no hidden extras when you buy life insurance through LifeSearch our Life Insurance Partner.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

Hot Topics

Why is insurance more expensive for smokers?
On average, the premium for a smoker is around 65% higher than a non-smoker. The reason is quite simple – non-smokers are generally healthier and live longer.
If my premium is “Rated”, what does that mean?
If your premium is “Rated” it means that the insurance company will only agree to insure you if you pay a higher premium than the one they originally quoted. This happens because, following receipt of your Application and any follow-up information they required, the insurance company believes you to represent an above average risk. (In extreme situations they will simply decline to insure you.)
Are there any extras to pay?
Definitely not! There are no hidden extras when you buy life insurance through ClickLife our Life Insurance Partner.
Is a medical absolutely necessary?
No. Most people do not require a medical. Normally an insurer will only ask for a medical if you have existing health issues that cannot be resolved by a report from your GP or if you have applied for an especially high sum of insurance.
What causes delays and can delays be reduced?
The most common cause of delay is enquiries about your health.
They will receive commission from the Insurance Companies and will work on that. Nothing else.

Occasionally you may come across life insurance brokers that charge fees as an alternative to commission. If this is the case, you will end up paying the fee up-front and the fee will attract VAT.

Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -