Hot Topics

How Do I Buy Private Medical Insurance?: You can buy private medical insurance from a variety of sources, there are now at least thirty four Insurance companies and many more brokers who specialise in Private Medical Insurance.
What Are The Different Levels Of Cover Available To Me?: Different insurance companies word their types of cover in different ways, however here we should be able to give you a good idea of the basics.
What Happens If I Have a Medical Emergency?: Medical emergencies are not covered by private medical insurance - if you suffer an accident or are taken ill and rushed to hospital – you will receive normal NHS treatment.
Can I Choose The Hospital For Treatment?: When you first sign up for your policy you will choose the hospital that you wish to be treated at. It's up to you to make sure that the hospital has a good reputation, is at a convenient distance, and offers good all-round services.
What Is a ‘moratorium' Cover?: Moratorium cover means to take a private medical insurance policy without providing any medical history.

Where Would I Get Treatment?

There are a number of private hospitals in the UK - in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.

When you apply for private medical insurance you will be given a list of hospitals which you can use - normally grading them with "A, B or C" levels - with 'A' grades being the best and most expensive.

Some insurers will use their own, or preferred hospitals, for example BUPA have their own hospitals. You may have a choice of up to 180 hospitals nationwide.

Before signing up, it's imperative that you make sure that you have access to a hospital close by, and also to check that it has a good reputation.

To ensure you're insured for everything you need, simply click on Apply Now, and a specialist health insurance adviser will phone you from Hifac PMI, the appointed healthcare specialists for Brokers Online.