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Hot Topics
- Are Dental Treatments Covered?
- Whether dental treatment is included or not depends on what level of cover you choose.
- What Are The Different Levels Of Cover Available To Me?
- Different insurance companies word their types of cover in different ways, however here we should be able to give you a good idea of the basics.
- Where Would I Get Treatment?
- There are a number of private hospitals in the UK – in your area there will probably be at least two hospitals at a convenient distance, depending on whether you live near a town or city.
- Will My Premiums Increase As I Get Older?
- Your private medical insurance premiums will increase with age because you are more likely to make a claim for medical treatment.
- How Do I Make a Claim?
- When you receive your insurance documents, you will receive a full client information pack with Insurance Certificate, Claims Forms and Help line Card, with a range of contact numbers.
Are Dental Treatments Covered?
Whether dental treatment is included or not depends on what level of cover you choose.
A basic budget policy will not include normal dental treatment, however if you have an accident and your teeth are knocked out for example, and you have what is a 'dental emergency' - you may well be insured for private treatment.
With a higher, comprehensive level of cover, dental treatment will usually be included. If this is a requirement of yours, shop around to find a private medical insurance policy which does offer this type of cover. After all, most dentists are private now, so costs for routine dental treatment can be high.
You may find that your insurance policy will offer you a 50% refund on all dental treatment including check ups.
If you have a pre-existing condition for example a history of heart disease, you will not be covered for any related claims.
- How do i make a claim ?
- What details do i need to give to prove my health ?
- What does the term inpatient mean ?
- What happens if i have a medical emergency ?
- Do insurers have a money back guarantee ?
- I have a pre-exisitng medical condition, does it affect my insurance ?
- Where would i get treatment ?
- Does it make any difference if i buy my medical insurance through a broker ?
- What exactly is private medical insurance ?
- How do i buy private medical insurance ?
- What does the term day patient mean ?
- How does private medical insurance work ?
- What is covered by private medical insurance ?