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What does Home Insurance Cover?
Home Insurance covers damage to or loss of the structure and permanent fittings in your house.
What Information Will You Need to Provide
For Home Insurance you’ll need to enter details about:
Can you be insured straight away online?
If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually.
Are there any circumstances that may mean you cannot get Home & Contents Insurance?
Yes. If your property is in an area which experiences frequent flooding or land slip you will find it hard to obtain insurance. Flats in high-rise blocks and properties in certain parts of the country may also experience problems obtaining cover.
Good Tips on Security
It pays to make your home safe and secure. Your insurance will be cheaper and the thieves are less likely to come visiting.

Can you be insured straight away online?

Normally, yes.

If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually. In these circumstances, your quote will be sent to you by E Mail. The delay shouldn't be more than one business day.

If you don't want to be insured straight away, for example because you're in the process of buying the property or because you want to wait for your existing insurance to end, then that's no problem. The site will allow you to enter a future date to start the new insurance.

Frequently Asked Questions related to the above topic.
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