Hot Topics

Can you be insured straight away online?
If your home is a little unusual in some way, for example its construction is none standard or you want a particularly high level of insurance, then your details may have to be considered individually.
What Parts of my Property are Unlikely to be Covered by Home Insurance?
Home Insurance rarely covers swimming pools, plants, trees, paths, fences, gates and drives.
How can we promise you a really low price?
We have searched the market extensively to identify the two companies most likely to give you the best deal.
How are the premiums calculated?
All the questions you are asked to complete online will influence your premium even down to your postcode. Within milliseconds all your details will be electronically transmitted to a main computer which works out your premium.
Good Tips on Reducing Your Premium
If you feel that the only way to reduce your premium is to reduce the cover, then think again.

Do you have to buy your Home & Contents Insurance
through your mortgage lender or mortgage broker?

No, you can buy your Home and Contents wherever you choose. And you’re likely to make a significant saving buying here online.

Sometimes confusion can arise in this area because mortgage lenders are permitted under law to charge a fee if you don’t buy the insurance from them. The fee is normally around £25 but the money you’ll save is likely to be much greater than that. Check out the savings for yourself. It’ll only take a few minutes to get an instant online quotation.

When it comes to mortgage brokers, they have no right to insist that you buy the home insurance through them and neither are they entitled to charge you any fees if you buy elsewhere.

Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -