Hot Topics

When do you need your cover to be in place?: In most cases, you can be insured immediately online. If you don't want to be insured straight away, then that's no problem. You simply enter a future date you want the insurance to start.
Are there any circumstances that may mean you cannot get Home & Contents Insurance?: Yes. If your property is in an area which experiences frequent flooding or land slip you will find it hard to obtain insurance. Flats in high-rise blocks and properties in certain parts of the country may also experience problems obtaining cover.
Good Tips on Security: It pays to make your home safe and secure. Your insurance will be cheaper and the thieves are less likely to come visiting.
Good Tips on Reducing Your Premium: If you feel that the only way to reduce your premium is to reduce the cover, then think again.
Complaining about a Home & Contents Insurance Company: The general insurance industry is now regulated by the Financial Services Authority.

Complaining about a Home & Contents Insurance Broker

The insurance industry is now regulated by the Financial Services Authority.

If you have suffered a financial loss and you cannot reach a sensible agreement with the broker concerned then, you will be able to seek financial redress through the Financial Ombudsman which offers a free independent service. Their web site is at:

www.financial-ombudsman.org

Other complaints about a broker should be addressed to the Financial Services Authority. You’ll find their web site at:

www.fsa.gov.uk

Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -