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Hot Topics
- Why are the insurance prices on the Internet so low?
- The Internet is undoubtedly the cheapest marketplace to buy insurance. There are two main reasons: -
- Will your premiums increase?
- It depends upon whether you have a “Reviewable” or “Guaranteed” policy.
- Could you end up paying more for insurance than someone else the same age?
- Yes you might, because your age is only one of many aspects the insurance company takes into account when determining your premium.
- If my premium is “Rated”, what does that mean?
- If your premium is “Rated” it means that the insurance company will only agree to insure you if you pay a higher premium than the one they originally quoted. This happens because, following receipt of your Application and any follow-up information they required, the insurance company believes you to represent an above average risk. (In extreme situations they will simply decline to insure you.)
- What correspondence can you expect to receive after your Application has been submitted?
- It all depends upon what complications arise from the details on your Application.
Complaining about Misleading Advertising
If you believe that a web site is misleading you should write to the Advertising Standards Authority. Their web site provides full details of how tmake a formal complaint and you’ll find it at: -
If the website sells financial services you can make a formal complaint to the website operator. You'll find details of how to make a complaint within their terms of business which will be published on the website.
Frequently Asked Questions related to the above topic.
Click below if you wish tread them: -
- Complaining about a Home & Contents Insurance Broker
- Life Insurance
- Complaining about a Home & Contents Insurance Company
- Information about The Financial Services Authority