If I don't make any claims on my dental insurance policy, will I get a discount?

There is no such thing as a no claims discount in dental insurance.

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How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
What is covered by dental insurance?
Dental insurance is designed for people aged over 18 that cannot get free NHS dental treatment. The following incidences are generally covered:
What are the different levels of cover available to me?
Because many insurance companies word their types of cover in different ways, there is no ‘one way' to explain the kinds of cover that are available to you.
I need treatment but only took out the policy a few weeks ago - can I make a claim?
It is an industry standard for dental insurance companies to deny you full cover for the first 3 months of your insurance plan.
Is there a maximum payout per year?
All dental insurance policies set a maximum payout per year on their policies. Every insurance company varies and you will need to look at your individual policy in detail to find this out.
This is because having a no claims discount would defeat the object of having the insurance in the first place - discouraging people from having dental treatment just to save money on their premium.

There is no monetary reason not to make a claim because you don't need to pay an excess, and your premiums will not rise as a result of you making a claim. So there's never a good reason not to make a claim on your dental insurance!

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