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What exactly is dental insurance?
Dental insurance covers you against the cost of all dental treatment – depending on the level of cover you choose to take out.
How do I buy dental insurance?
You can buy private medical insurance from a variety of sources, normally through the same companies or brokers who provide private medical insurance.
Who do I ask for advice on where to buy my dental insurance?
When you are looking for dental insurance it is well worth doing thorough research – not only to get the cheapest deal but also to make sure that you get the right policy for your needs.
How long does it take to settle a dental insurance claim?
If your claim is simple and straightforward than others – you can expect your claim to be settled within 10 working days.
Do dental insurers offer a money-back guarantee?
If you decide that you don't want to take out your dental insurance policy, you will normally be offered a money-back guarantee.

Can dental insurance be incorporated into my private medical insurance policy?

You will be able to get dental treatment cover within your private medical insurance policy, as long as you are prepared to get a higher level of cover and naturally, pay more than the standard amount.

A basic budget medical policy will not include normal dental treatment. However - if you have an accident or suffer an injury to your teeth, that will count as a medical emergency, and you will be insured for private treatment.

Higher, comprehensive levels of cover often include general dental treatment, so if this is a requirement of yours, make sure you shop around to find a private medical insurance policy which does offer dental cover. Since most dentists are private now, costs for dental treatment can be high, and are often worth insuring against.

Frequently Asked Questions related to the above topic.
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