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Do I need a special pet insurance policy for a horse?
Horses require a different form of insurance which allows you to protect yourself against the unexpected consequences of owning a horse or pony.
What does pet insurance cover?
Standard pet insurance policies provide cover for:
What is not covered by my pet insurance policy?
There are a number of situations in which your pet will not be covered by a pet insurance policy.
Do I pay the vet and you reimburse me, or can payment be made to the vet directly?
Before your allow your pet to be treated, you must ensure that the vet is prepared to complete the relevant sections of the insurance claim form and provide invoices.
Will the insurance company want to see the body?
Never dispose of the body until you know that the insurance company is happy to settle your claim.

If I don't make any claims on my pet insurance policy will I get a discount?

There is no such thing as a no claims discount in pet insurance. This is because having a no claims discount can discourage people from taking their pet to the vet and claiming for necessary treatment just to save money on their premium.

There is no monetary reason not to make a claim. Your premiums will not rise as a result of you making a claim. The only cost will be the excess payment you have to pay every time you make a claim. That is a relatively small payment of around £35 - £50.