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What if you develop another critical illness or have a reoccurrence of a Critical Illness ?
After a successful claim the insured sum will be paid to you and that ends the policy. There can be no further claims.
Hot Topics
- Why do you need to consider a new Critical Illness policy if you already have one?
- Because older policies were often limited in the illnesses they covered; your own circumstances may have changed; you may now need to increase the sum insured.
- Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?
- Two good reasons: You are likely to save money! And if you died within the survival period (see below), the claim would still be paid under the terms of your Life Insurance.
- What level of critical illness cover could your children get?
- Insurance companies normally impose a maximum limit on any claim under the policy’s provisions for children. Sometimes the limit will be lower of a percentage of your own sum assured (e.g. 25% or 50%) or a set amount (typically £15,000 or £20,000).
- What is the difference between Critical Illness cover and Terminal Illness cover?
- Critical Illness Insurance is much more comprehensive than Terminal Illness cover. 1 in 5 men and 1 in 6 women suffer a critical illness before their usual retirement age.
- How will a critical illness claim be paid?
- If you have a claim a Critical illness policy pays you a tax-free lump sum normally by cheque. Then, as soon as you receive the payment. the policy will terminate.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- Why, when you only want Critical Illness cover, should you consider combining it with Life Insurance?
- How do you go about making a claim under your policy?
- Can a claim still be made if the policy is lost?
- Under what situations would a claim be refused?
- What decisions will you have to make before you can get a quotation?
- What happens if your condition improves after a claim ?
- Will Critical Illness policies permit the use of alternative medicines?
- Can You Include Your Children On A Critical Illness Policy?
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