Can the critical illness policy be continued after a claim?

After a successful claim the full sum insured is paid to you and that ends the policy.

STEP 1 of 2
Type of cover
Life Insurance       Mortgage Life Insurance
 
Cover Level (£)

Number of years
Do you want:  
Critical illness cover
Family income benefit
 

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The following might help you decide how much cover you need.
How much would you need to repay your mortgage, overdraft, loans or any credit card balances? The freedom that comes from being debt free does wonders for recovery
What is “Total and Permanent Disability”?
“Total and Permanent Disability” means that if you are diagnosed with any illness, or have an accident, that totally and permanently prevents you from working, you have a valid claim.
How much does the critical illness cover cost?
The cost of a Critical Illness policy depends on the amount of cover you need, your personal details (especially your health and age) and the optional extras you select.
Will you need a medical if you apply for a critical illness policy?
In order to correctly assess the risk they are being asked to accept an insurance company may require further information from your GP or request that you undergo a medical. In most cases these medicals only take five or ten minutes.
Are You Allowed To Continue Working After A Critical Illness Claim?
Once an Insurance company has paid your claim it has no interest how you live your life or what you go on to do.
If you are concerned about further financial protection there is a strong case to combine your Critical Illness cover with Life insurance (see below). You may also consider an Income Protection policy.

The Income Protection policy we offer pays a monthly income for up to 12 months if you are off work due to accident, sickness, or unemployment.

You’ll find full details about both these types of policy on this website.

Frequently Asked Questions related to the above topic.
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