What is household insurance?


The 25% discount consists of an introductory, combined buildings and contents and online discount. In fact, 23% of customers taking buildings and contents insurance in August 2015 would have achieved this discount or more by obtaining a quote online. Offer may be withdrawn at any time, is for the first year only and does not apply to our policy.

  • Automatic cover for buildings insurance, up to £500,000 and contents insurance up to £50,000.
  • New for old replacement of items if repair is not feasible, such as a broken mirror (including clothing and household linen with Cover Plus).
  • Full protection when your home is unoccupied for up to 60 days in a row.
  • 24 hour legal helpline.

Protect Your Home

Even when you have insurance to protect your home and the contents of it, the need to claim insurance because your possessions have been ruined is unpleasant. There are steps you can take to prevent the risk of damage being done.

Make sure you have the number of a local maintenance company for plumbing and electrical emergencies

One in four household insurance claims in the last year were due to water damage compromising the structure of the property. Water damage in the home can occur over a number of years before the homeowners can see any visual symptoms of this. By that time the damage that has been done can be costly and dangerous.

If your home is near a water source such as a river or lake you are at more risk that the average homeowners but there is a solution, structural waterproofing. To find out more about how this could protect your home, follow this link.

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