Hot Topics

What Will The Initial Costs Of Buying A House Be?

Before you actually move into your new property – you will have to pay a series of initial costs to cover the following:

What Happens During The Mortgage Application Process?

The mortgage application process, once underway, does not take very long. Once you have decided to go with a certain lender and signed a purchase contract, the lender will run a full credit check verifying your income, liabilities and your ability to repay the loan.

Can I Get a Mortgage With A Group Of Friends?

You are allowed to get a mortgage with up to three friends in the same way that you are allowed to get a mortgage with a partner – an idea that is appealing to more young professionals at the moment.

Company Directors

Are you a company director and looking for a mortgage, or remortgage to refinance your home? Our mortgage partners can arrange a mortgage for directors and the self employed, even those with less that two years accounts & low profits.

What are Variable Rate Mortgages?

A variable rate mortgage is when you pay a standard variable rate (SVR) that changes in line with the Bank of England's base rate. The SVR is usually between 2% and 4% higher than the Bank of England's base rate, but this will vary from lender to lender.