You should phone up your mortgage company. They should be able to help. They may be prepared to offer you a number of alternatives which would reduce your montly premium like extending the repaymernt period or going on to an interest only payment - but with this they may only offer it to you for a l...

In the UK all insurance payouts are free from tax. Treat any insurance payout as tax free cash!

Broker Boy

It all depends on what the operation was for and whether the problem could re-occur. If you are fully fit again, then the policy is unlikely to be loaded for your operation - but the insurance company will want full details about it.

Broker Boy

Your broker should have advised you NOT to cancel your existing policy until the new insurer had confirmed that your new policy was in place. The first step is to make a formal complaint to your broker who should offer you compensation. I would imagine that the compensation would be equivalent to th...

I do't know of any home insurance policy that do not cover lightening strikes - so you should be OK to Claim. Just in case though, get you poilcy document out and double check - all the details of your cover will be in that document. The buildings cover aspect of home insurance also typically provid...