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Are future children included on a Critical Illness policy?
Yes they are.
Hot Topics
- What could Critical Illness cover be used for?
- Anything you want. Medical expenses, repaying the mortgage, making your home easier to live in, school fees, general living expenses, but to name a few.
- Should you have a “Guaranteed” or a “Reviewable” policy?
- When a policy is first started Guaranteed policies have higher premiums than Reviewable policies - but in the longer period Reviewable policies generally work out more expensive.
- What is the difference between Critical Illness cover and Terminal Illness cover?
- Critical Illness Insurance is much more comprehensive than Terminal Illness cover. 1 in 5 men and 1 in 6 women suffer a critical illness before their usual retirement age.
- Will you need a medical if you apply for a critical illness policy?
- In order to correctly assess the risk they are being asked to accept an insurance company may require further information from your GP or request that you undergo a medical. In most cases these medicals only take five or ten minutes.
- Will a claim for critical illness affect any State Benefits?
- No, it should not affect your claim for State Benefits.
Foster children are not covered under this option as they are considered to be in temporary care.
Frequently Asked Questions related to the above topic.
Click below if you wish to read them: -
- What conditions are considered critical?
- What level of Critical Illness cover could your children get?
- Can the critical illness policy be continued after a claim?
- What is “Total and Permanent Disability”?
- Under a combined Life Insurance and Critical Illness policy, is the value of cover the same for both the Life and Critical illness provisions?