CCJ's

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What is a Car Loan?: There are three different types of car loan. We have covered them here to make you aware of the options open to you when seeking a car loan:
What is a Debt Consolidation Loan?: A consolidation loan offers the opportunity to put all your outstanding balances together into one block. This can include credit cards, personal loans and sometimes your mortgage.
What is a Tenant Loan?: If you do not own your own property, you will not be able borrow money secured on your home. This means that any loan you take out will be a tenant loan – or an unsecured loan.
Will the loan company contact my employer?: Firstly, a loan company will never contact your employer without your consent.
Can I cancel my loan application if I decide not to go ahead for any reason?: If you decide you want to cancel your loan application once you have made it, you can do so within a certain period of time set by the loan company.

A county court judgement is a judgement issued by the country court in order to recover an unpaid debt. You will have been issued a CCJ for not paying or being unable to contribute to debt repayments in a sufficient manner to meet the terms of a financial agreement. You could be issued with a CCJ for non-payment of credit card or loan debts, and also for things like council tax and utility bills. Before you are issued with a CCJ, you will normally have already been pursued by an independent debt collection company.

If you have a CCJ on your credit record then it will naturally affect your ability to get a loan. However you will still be able to get credit, albeit with a higher APR than you see advertised. Freedom finance can still arrange loans for people with CCJ's through this website, so request a loan quote today and a loans adviser will contact you with some competitive quotes.