Summary

Payment Protection Insurance has been mis-sold for a long time and now the relevant bodies are taking a stand to protect the consumer. We explain how to find a good deal on PPI and do not assume that you still have to sign up with your lender for it.

Wave Goodbye To Over-sold Payment Protection Insurance

Many people don't know whether they are protected by the law when they take out a loan.

Payment Protection Insurance is a product which, in theory, offers protection to both borrower and lender. If a borrower cannot repay a loan due to illness, accident, or loss of job, then a payment protection product offers insurance against this. However, a borrower is under no obligation to take out this cover and a lender should not make the assumption that the borrower will require it.

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