Summary

The importance of having protection insurance as unemployment increases, along with advice on choosing the right type of policy. Information on how the new Employment and Support Allowance works.

Mortgage Protection Insurance Information

Many people don't know whether they are protected by the law when they take out a loan.

Payment Protection Insurance is a product which, in theory, offers protection to both borrower and lender. If a borrower cannot repay a loan due to illness, accident, or loss of job, then a payment protection product offers insurance against this. However, a borrower is under no obligation to take out this cover and a lender should not make the assumption that the borrower will require it.

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