I have two credit cards which are very expensive. The combined balances are some £7,000. Could I get a consolidation loan to pay them off?

Yes consolidation loans are available. However, post credit crunch you will find it difficult to get accepted if you have any "black marks" on your credit history. For example, have you missed any monthly payments on your credit cards? If you are a homeowner and prepared to accept a charge against your home for the debt, that will also increase the chances of you getting a loan.

Broker Boy