Summary:

If you increase the excess payment on your car insurance you'll save a lot on your premium. This article explains.

Car Insurance, Essential information about Excess payments

An excess payment is the fixed contribution you must pay each time your car is repaired through your car insurance policy. Normally the payment is made directly to the accident repair garage when you collect the car. If your car is declared to be a write off, your insurance company will deduct the excess agreed on the policy from the settlement payment it makes to you.

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