I have a critical illness policy but it costs me £55 a month. I've just added up how much I send on insurance each month and it comes to £285 -that include my car insurance, home insurance and life insurance. I need to cut this cost down. Can you suggest anything?

We've just moved home & I can't find an NHS dentist that will take my family of 4. If i get medical insurance will that help?

On this web site you tell everyone that they must disclose every illness etc when they apply for medical insurance. That's fine but how far do you have to go? Does it include coughs & sneezes or a twisted ankle? Advice please.